Indusrty Overview
Clean up your credit and improve your credit scores.
"Thank you for the book, it was a great help to me and my family. I was able to clean up my credit and my wifes credit. we now have scores in the 700's."
Big Thanks,
Randy.
Tips in the eBoook
MANAGE YOUR CREDIT CARDS
If you have too many credit cards this could be harmful to your financial well being. Too many open lines of credit can get in the way of your getting the best interest rates and cause you to be a high-risk account, which could cause issuers to give you high interest rates...What??
Remember! Manage your cards; don't let them manage you.
When spending on your credit cards you’re not worry about the payment, no, you can just pay a small amount or the "minimum payment" and everything will be all right, right? Wrong....
WARNING! "Minimum Payments" A Snare!
Pay off 30% to 50%, if not all of the balance. Pay off the balance at the end of the month and there will be no interest to worry about...
NEW (NextGen) FICO's
Experian: FICO Advanced Risk Score - Range 375-900
Equifax: Pinnacle - Range 300-850
TransUnion: Precision - Range 395-848
Our Services
Having good credit scores are always a plus for qualifying for a home loan. No matter what’s going on in this industry of real estate, having good credit puts you one ahead of all the rest. Our society and economy is quickly heading in the direction of a cashless one. As you can see from television ad campaigns for; home loans, second mortgages, credit cards, bank loans and car loans, these companies are pushing the idea of credit. Several car dealerships advertise this way “good credit or bad credit it don’t matter, we can finance you”, good or bad, credit is still involved. Newspapers and magazine ads as well try to sell by invitation of credit and credit cards. Soon the word “MONEY” will be a thing of the past, being replaced by the word “CREDIT”.
Chapter 1 Basic Credit Information
In the eBook, you will learn all the basics of the credit industry and how it works. It is very easy and simple to learn and apply.Chapter 2 Establishing Credit
Establishing credit is one of the biggest challenges but it doesn't have to be. In the eBook will see how ease z it is to establish or re-establish credit.Chapter 3 Credit Improvement
Seven ease z steps to credit improvement. No need for credit repair doctors that only take your money. seven ease z steps, thats it!Chapter 4 Home Buyers Guide
If you are in the market of buying a home or planning to do so, you will benefit from the information provided in this eBook.Chapter 5 Federal Agencies
Creditors, collection agencies getting to you? No problem! In the Credit eBook you will find all the Federal agency's information including the Consumer Credit Protection laws.Chapter 6 Scams and Fraud
This credit eBook will give you the upper hand over identity thieves, cyber scam thieves, phishers and vishers. Keep your credit and personal, financial information safe from scammers.